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我们将贷款给你买新车或二手车, and you will pay it back with interest over a specified period of time. It doesn’t matter if you buy your vehicle from a dealer, an auto lot, or an individual.

It’s good to plan ahead by 获得预先批准 你的汽车贷款. That way you can have a better idea of what price range you should be shopping for. Being preapproved also gives you good negotiating power with the seller.

Elements can finance up to 120% of your car’s value, including tax and license. It’s a good idea, though, to put down at least 20% of the purchase price. Of course, the more you pay up front, the lower your monthly payment will be.

我们知道买车可能会让人有点不知所措. Never fear! We have partnerships that can make the process easier for you.

Get Preapproved 了解更多关于汽车贷款

白金卡的利率是最低的, 只要刷卡，你就能得到200美元的现金奖励.¹ 这张信用卡也没有滞纳金, 没有国际交易费用, 无余额转帐费用, and no annual fee.² That means you can use the card anywhere Visa is accepted with peace of mind that you won’t incur any unexpected fees.

白金卡提供 0% introductory APR for 6 months on purchases and balance transfers. After the introductory period, there is a variable annual percentage rate of 14.24%.

Elements Platinum Visa holders also enjoy the following features when using their card:

• 芯片卡技术
• Fraud alerts
• Transaction alerts
• 汽车租赁碰撞损害豁免
• 持卡人查询服务
• 更换紧急卡
• 紧急现金支付
• 卡丢失或被盗报告
• Purchase security 
• 零责任政策
• Roadside dispatch
• 旅行和紧急援助服务
• 旅游意外保险(最高可达$100,000)

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3个简单的步骤应用

1. Apply online - 你可以在短短15分钟内在线申请! 网上递交申请 for an auto loan and/or the 白金卡 anytime or call 1-800-621-2105 to get started. Have ready your government-issued ID (driver’s license, state ID, or passport) and 居住证明.
2. Take our call - We'll contact you within one business day after you submit your application to go over what documentation we'll need and to answer your questions. 如果你正在申请汽车贷款, 我们要问一下你的车的价值, make, model, year, mileage, 及身份证号码(如没有在申请表上提供).
3. That’s it! - 我们会在短期内通知你 one business day. 一旦你的申请被批准, we’ll contact you to sign documents and your loan or credit card will be ready to use!

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